Conventional Loans

Conventional loans are not insured by the FHA or VA. Generally, this is a good loan option for homebuyers/owners with higher credit scores and stable employment histories.

  • The “standard” loan product for most homeowners
  • Typical minimum down payment of 3% for purchase.
  • A fixed rate is the most popular program.
  • If you plan on staying in the home short term and would like lower payments, an ARM loan program might be the right option for you.